Effective Date: April 22, 2026

These Terms of Use (“Terms”) govern your access to and use of the website located at https://missionfunding.com and any related services provided by Chattanooga Funding, LLC d/b/a Mission Funding (“Mission Funding,” “we,” “us,” or “our”).

By accessing or using this website, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use this website.

1. Use of Website

This website is provided for informational and business purposes related to Mission Funding’s lending and financing services. You agree to use this website only for lawful purposes and in accordance with these Terms.

2. Eligibility

You must be at least 18 years old to use this website or submit information through it. By using this website, you represent that you meet this requirement.

3. Services Provided

Mission Funding provides real estate investors and related borrowers with access to financing products and related information, which may include fix and flip loans, bridge loans, transactional funding, and other lending solutions. All financing requests are subject to review, underwriting, eligibility, and approval.

4. SMS / Text Messaging Terms

By providing your mobile phone number and opting in through our contact form, application, by phone, or in person, you consent to receive text messages from Chattanooga Funding, LLC d/b/a Mission Funding.

Program Description: Mission Funding sends transactional and customer-care SMS communications, which may include responses to inquiries, application status updates, document requests, account updates, and service-related notifications. Where you have separately opted in, we may also send promotional or marketing messages about funding programs, business updates, and offers.

Message Frequency: Message frequency may vary based on your interactions with us.

Costs: Message and data rates may apply based on your mobile carrier plan. Mission Funding does not charge a separate fee for receiving text messages.

Help: For assistance, reply HELP to any message, call us at (423) 888-0152, or email info@missionfunding.com.

Opting Out: You may opt out of SMS communications at any time by replying STOP to any message. After opting out, you will receive a confirmation message and will not receive further SMS communications from us, except as required to confirm your opt-out request.

Consent Not Required: Consent to receive marketing or promotional text messages is not a condition of applying for, obtaining, or using any Mission Funding product or service.

No Sharing of Mobile Information: Mobile phone numbers and SMS opt-in data are not shared with third parties or affiliates for marketing or promotional purposes. Information may be shared only with subcontractors and service providers that help us deliver SMS, customer service, or related operational services, and only for those purposes.

Carrier Disclaimer: Mission Funding is not liable for delayed or undelivered messages caused by your wireless carrier. Supported carriers include all major U.S. carriers, but participating carriers may change without notice.

For more information about how we handle your information, please see our Privacy Policy.

5. No Financial, Legal, or Investment Advice

The content on this website is provided for general informational purposes only and does not constitute financial, legal, tax, or investment advice. You should consult your own professional advisors before making financial or legal decisions.

6. Accuracy of Information

You agree that any information you submit to us through this website, including loan inquiry or application information, will be true, accurate, current, and complete. You may not submit false, misleading, or fraudulent information.

7. Intellectual Property

All content on this website, including text, graphics, logos, branding, images, design elements, and software, is owned by or licensed to Chattanooga Funding, LLC d/b/a Mission Funding and is protected by applicable intellectual property laws.

You may not copy, reproduce, distribute, modify, republish, display, or create derivative works from any part of this website without our prior written consent.

8. Prohibited Conduct

You agree not to:

• Use the website for any unlawful, fraudulent, or deceptive purpose
• Attempt to gain unauthorized access to the website, servers, accounts, or networks
• Introduce malware, viruses, or other harmful code
• Interfere with the operation or security of the website
• Use automated means to scrape, harvest, or extract data without authorization
• Misrepresent your identity or affiliation
• Submit false or misleading information in connection with a financing inquiry or application

9. Third-Party Links

This website may contain links to third-party websites or services for your convenience. We do not control and are not responsible for the content, policies, availability, or practices of any third-party websites. Accessing third-party sites is at your own risk.

10. No Guarantee of Approval

Submitting information through this website or communicating with Mission Funding does not guarantee loan approval, funding, or any specific outcome. All financing decisions are subject to our internal review and underwriting standards.

11. Disclaimer of Warranties

This website and all content on it are provided on an “as is” and “as available” basis. To the fullest extent permitted by law, Mission Funding disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, title, and non-infringement.

We do not warrant that the website will be uninterrupted, error-free, secure, or free from harmful components.

12. Limitation of Liability

To the fullest extent permitted by law, Chattanooga Funding, LLC d/b/a Mission Funding shall not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages arising out of or related to your use of, or inability to use, this website or its content.

13. Indemnification

You agree to defend, indemnify, and hold harmless Chattanooga Funding, LLC d/b/a Mission Funding and its owners, officers, employees, contractors, affiliates, and agents from and against any claims, liabilities, damages, losses, costs, or expenses, including reasonable attorneys’ fees, arising out of or related to your violation of these Terms or misuse of the website.

14. Privacy

Your use of this website is also subject to our Privacy Policy, which describes how we collect, use, and disclose your information.

15. Modifications to Website or Terms

We reserve the right to modify, suspend, or discontinue any part of this website at any time without notice. We also reserve the right to update these Terms at any time. Changes will be effective when posted to the website with an updated effective date.

Your continued use of the website after any changes are posted constitutes your acceptance of the revised Terms.

16. Governing Law

These Terms are governed by the laws of the State of Tennessee, without regard to its conflict of laws principles. Any dispute arising out of or relating to these Terms or your use of the website shall be brought in a court of competent jurisdiction in Tennessee.

17. Contact Information

If you have questions about these Terms, please contact:

Chattanooga Funding, LLC d/b/a Mission Funding 7158 Lee Hwy, Suite 160 Chattanooga, TN 37421 Phone: (423) 888-0152 Email: info@missionfunding.com